Consumer Finance

Bailey & Glasser lawyers have successfully challenged abusive consumer lending practices in courts throughout the country. We bring cases to rectify unfair motor vehicle repossession practices, predatory lending, insurance overcharges, and illegal debt collection methods. We also regularly seek remedies for consumers victimized by deceptive marketing, intrusions on personal and financial privacy prohibited by the Telephone Consumer Protection Act and the Fair Credit Reporting Act, and Our attorneys have recovered hundreds of millions on behalf of consumers. The illustrative cases below exemplify the substantial recoveries we obtained for consumers deprived of statutory rights that protect them from illegal practices in home mortgage lending, home loan servicing and foreclosures, repossession of their cars, and debt collection..

Among our other cases:

• Hall v. Capital One Auto Finance, Case No. 1:08cv1181 (N.D. Ohio) ($37 million settlement on behalf of state-wide class of car owners sent allegedly flawed repossession notices);

• Cooley v. F.N.B Corporation, et al., Case No. 10010 (Lawrence County, PA Court of Common Pleas) ($14 million settlement on behalf of state-wide class of car owners allegedly deprived of post-repossession disclosures);

• Curry v. Fairbanks Capital Corporation, Case No. 03-10875-DPW (D. Mass.) ($55 million settlement on behalf of nationwide class of borrowers subject to predatory loan servicing practices);

• In re Household Lending Litigation, Case No. C 02-1240 CW (N.D. Cal.) ($172 million settlement on behalf of nationwide class of home mortgage borrowers injured by predatory mortgage lending practices);

• Malacky v. Huntington National Bank, Case No. CV 03 491420 (Cuyahoga County, Ohio) ($15 million settlement in favor of state-wide class of car owners sent flawed repossession notices);

• Clague v. FirstMerit Bank, Case No. 03 CVF 27720 (Cuyahoga County, Ohio) ($18 million settlement on behalf of state-wide class of car owners subject to flawed repossession practices).

• Lowe v. Ford Motor Credit, Case No. 99 CVF 15806 (Cuyahoga County, Ohio) ($22 million settlement on behalf of state-wide class of car owners subject to flawed repossession practices);

Lawyers

John Roddy jroddy@baileyglasser.com

Investigators/Consultants